A household expense tracker for more than one currencyA household expense tracker for more than one currency

Rent in pesos, one salary in dollars, the trip fund in dollars too. In a spreadsheet that ends up as one column adding pesos to dollars, or an exchange rate typed in once and never updated. Either way, you stop knowing whether the month adds up.

Llegamos follows one rule: it never adds two currencies together. Pesos are counted in pesos and dollars in dollars. When you want a single figure, you ask for it, and the app tells you it is an estimate and where the rate came from.

1. Your group picks its currencies

   A new group starts with Uruguayan pesos and US dollars, and the main currency is the one you choose. In Settings you can add others (euros, Brazilian reais, whatever you use) or change the main one. Changing it touches no amount.

2. Every amount carries its currency

   When you add a monthly bill, an expense, an income or a pocket, you pick its currency from the group’s. If you pick none, it uses the main one.

3. Each currency keeps its own account

   The month’s summary shows what comes in, what the month takes and what is left in each currency, separately. A total that spans several is written per currency: “$ 3,500 + US$ 120”.

4. See it all together, if you like

   Under the summary, “See it all together in” offers “Not converted” or any of the group’s currencies. If the month mixes currencies and you never chose, it starts on the main one; with “Not converted” it stays off and no rate is fetched.

Llegamos looks in three places, in this order: the rate board of Banco Itaú Uruguay (buy and sell), the Central Bank of Uruguay, and, for currencies neither publishes, the open currency-api dataset. Next to the converted figure you see the rate used, its source and its time.

It converts at the buy rate, not the mid-market rate: what the bank actually gives you for the currency you sell. That is why the converted figure reads with “≈”. It uses today’s rate, even when you look at a past month.

At the mid rate ($ 40.20 here) the dollars would look like $ 20,100: $ 650 more than you would get for them. Try the switch below.

• A savings pocket picks its currency when created and keeps it. A pocket only pays for things in its own currency.
• In “Between you”, the shared expenses split is worked out per currency: what is owed in pesos is settled in pesos.
• Incomes are entered in the currency they are paid in. When the app proposes a split by income and a salary is in dollars, it estimates it at today’s rate and marks it with “≈”.
• The spreadsheet export keeps every row in its own currency.

• It does not buy or sell currency and does not connect to your bank: you log what you pay.
• It does not keep a history of rates, so a past month is estimated at today’s rate.
• It does not take a custom rate. A currency with no rate at the moment is left out of the estimate, and the app says so.

Currencies have no limit on any plan: the free plan includes all of them, with the day’s rate.