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Between you

Everyone in the home records what they pay and Llegamos does the month’s maths: what each person put in, what their share is under your agreement, and who needs to pay whom how much to come out even. Equal parts or percentages, free for as many people as you like.

The sample month: what each one is short is what they hand to Sofía.

01

In a shared home nobody pays everything and nobody pays the same. One covers rent, another the groceries, someone else power and phones; one filled the tank, another paid for dinner. At the end of the month the question is always where do we stand? Answering it with screenshots, phone notes or a spreadsheet nobody updates leads to arguments about money nobody wants to have.

Llegamos answers it from what you already record to run the home. Nothing is entered twice: the month’s bills and expenses already say who paid them.

02

  1. Invite whoever shares the home

    With a link you send any way you like, or by email. Everyone sees and enters in the same group: your partner, your family, your housemates.

  2. Agree how you split

    Equal parts or custom, with a percentage each. With custom, Llegamos can propose the percentages from what each person earns, using the month’s incomes; then you adjust them. The agreement holds for every month.

  3. Everyone records what they pay

    When you mark a bill paid or enter an expense, it records who paid. From the app, or over WhatsApp.

  4. The app says who pays whom

    It sets what each person put in against their share and lists the hand-overs that even things out. When you pay someone back, mark it as settled; if it was a mistake, undo it.

03

In Llegamos’s sample month, Sofía, Martín and Ana share a home and agreed to split 50%, 30% and 20%, roughly what each earns. Sample figures in Uruguayan pesos, as of 30 September.

Example: September, split 50 / 30 / 20
Paid this month, bills and expenses
$ 94,940
Sofía put in · her 50% share
$ 63,900 · $ 47,470
Martín put in · his 30% share
$ 15,490 · $ 28,482
Ana put in · her 20% share
$ 15,550 · $ 18,988

To come out even: Martín pays Sofía $ 12,992 and Ana pays Sofía $ 3,438.

Try it: switch the split to equal parts and see who owes whom change, or mark a hand-over as settled.

Between you

Who put in what this month and where you stand, by how you split.

September 2026

You split:Sofía 50%Martín 30%Ana 20%

What the pockets paid

  • Building feesSplit by who put money in the pocketSofía $ 7,200$ 7,200
  • FuelSplit by who put money in the pocketAna $ 2,500$ 2,500

You agree on the split; Llegamos does the math.

It’s a sample: nothing is saved.

04

With savings pockets there’s a catch: if Martín fills the tank with money from the Fuel pocket, who paid? Not him, but whoever put that money in. So Llegamos credits what a pocket pays to the people who filled it, in proportion to what each put in. In the sample, the $ 2,500 tank Martín marked came out of the pocket Ana fills, so it counts for Ana. If nobody in the group put money in that pocket, it’s split by your agreement.

05

  • Couples who live together and want to split without tallying every receipt.
  • Housemates and students sharing a flat: rent, utilities, groceries.
  • Families where several people chip in.

To work out each person’s percentage from their income before setting anything up, try the split expenses by income calculator.

06

  • It doesn’t transfer money. It tells you who pays whom; you make the transfer as usual and mark it settled.
  • It doesn’t split item by item. There’s one agreement for the home and it applies to the whole month.
  • It doesn’t convert to settle. Pesos are split in pesos and dollars in dollars.
  • It doesn’t decide the agreement. It can propose percentages from incomes, but you decide. Only the group’s owner and admins can change it.

Splitting is part of the free plan, with as many people as you like in the group.

Does everyone need an account?

Yes, each person signs in with their own account to see and enter in the group. They join through an invitation link, which works for one person and expires in 7 days.

Can we split by income?

Yes. With a custom split, Llegamos proposes percentages from the month’s incomes each person entered, and you adjust them before saving. They have to add up to 100%.

What about money we already paid each other this month?

Mark it as settled and it comes off the balance. Each hand-over stays in the list of what you’ve already paid each other, and can be undone if it was a mistake.

Can I use it to split a trip with friends?

It’s built for a home, with one agreement for every month. For a trip you can create another group: the free plan includes one group of your own, and Pro has unlimited groups.

  • Split expenses by incomeWhat each person puts into the household expenses, by income or in equal parts, and who owes how much to whom.
  • Monthly billsEvery recurring bill in one list: rent, power, internet, the loan. When each is due and what you have left.
  • Multiple currenciesEvery amount in its own currency, one account per currency, and an optional estimate of it all together.